Founder pricing for the first 500
Down payment, closing costs, movers and home essentials in one plan, month by month. Chavinho tells you when a goal won’t make it in time, and family and friends can chip in with gift shares.
Takes under a minute, no sign-up. Or just join the waitlist
For anyone who’s
This is how the app starts. Takes under a minute.
Hi! I’m Chavinho. Want to build your plan? Where are you in the journey?
Rather explore on your own? Open the demo app
Home essentials
Start with a ready-made list for the size of your place and who’s moving in. Check off what you buy and watch your home come together.
Wish list
Share your list with friends. Each one picks a whole gift or a share, and the money goes straight to you through Venmo, Zelle or PayPal. No duplicate gifts.
Money
Down payment, closing costs, movers, home essentials. Chavinho works out how much to save each month and warns you when a goal won’t make it in time.
Journey
Mortgage paperwork, inspection, closing, moving day. The journey shows what’s next and reminds you when it’s time.
Tips help you get organized and don’t replace legal or financial advice.
Shared home
Invite whoever’s moving in with you. You see the same list, the same goals and the same countdown, and everyone sees who paid, who bought what and whose turn it is.
One subscription covers the whole home.
Paste a link, snap a photo or ask. He logs it, does the math and shows you.
Paste the link
Amazon, Target, IKEA or any store: Unlockie pulls the name, photo and price. The price goes into your budget, and friends see exactly what you want, with a "View in store" button.
Snap a photo
Snap what you already have (or are taking from your parents’ place) and Chavinho recognizes it and checks it off your list. Once you’ve moved, a photo of the pantry becomes your grocery list, and a photo of a receipt saves the price and the warranty. You always review before saving.
Ask
Chavinho looks at your goals, budget and list, and answers with your own numbers. When he suggests a change, you decide whether to apply it.
Their name only shows if they want, and other guests can’t see who gave what. Nobody needs to download an app or create an account.
Want a hand with the down payment or the move? Share a link and anyone who wants can send money straight to you. It’s optional, and you choose which goals show up and whether the total is visible.
Lots of new homes need work, and lots of down payments include money from family. Unlockie puts it all in the same math.
Renovations
Snap a photo of the room, say what you want and Chavinho shows how it could look. Then comes a budget per room and the renovation steps, with dates, right next to your move-in goals.
Noted! We’ll let you know.
Loans
Log who lent it, how much and over how many payments. Chavinho reminds you of each payment and takes it out of what you can save, so your plan never lies to you.
Unlockie only organizes what you’ve already agreed to. It doesn’t offer or recommend loans.
Noted! We’ll let you know.
Store registries and list apps help you furnish a home. Unlockie also helps you get there and live there.
| Feature | Unlockie | Spreadsheet or notes app | Store registry | List-only apps |
|---|---|---|---|---|
| Room-by-room list with prices | Ready-made | You build it | That store only | Yes |
| Paste links from any store | Yes | You copy it | No | Yes |
| How much to save each month until move-in | Yes | You do the math | No | No |
| Closing costs, deposit and movers in the plan | Yes | No | No | No |
| Monthly bills after you move | Yes | You do the math | No | No |
| Gift shares sent straight to you, no added fees | Yes | No | Store credit | Fees or no cash gifts |
| No duplicate gifts | Yes | No | Yes | Yes |
| Journey and reminders until move-in | Yes | No | No | No |
"I bought a new build and move in a year from now."
Unlockie splits closing costs, movers and home essentials into monthly goals until the keys.
"I’m renting and moving in 30 days."
See the first-night essentials, the deposit and what your bills will cost.
"I’m moving out on my own for the first time and have no idea what it costs."
In a minute you see the total, what’s essential and how much to save each month.
"I’m still saving for a down payment."
Goals for the down payment and closing costs, with a forecast of when each one is done.
"I want to redo the kitchen before moving in."
Budget per room and renovation steps. Snap a photo, describe what you want, and Chavinho shows how the room could look.
"My dad lent me part of the down payment."
Log the loan and payments, and see how much it weighs on your month alongside the rest of your plan.
Weddings
A wedding and a new home often come together, and they compete for the same money. In Unlockie, the wedding and the down payment live in one plan, and you see right away what each choice changes. One registry for everything, with cash funds.
Noted! We’ll let you know.
How much is the wedding?
The down payment is ready 2 months before the keys.Saving $3,000 a month, together.
Example: $60k down payment, $20k already saved, keys in 2 years.
Living alone or with others comes with a lot to remember. I’ll remember for you.
Rent, utilities, internet, insurance and your mortgage payment, each with its own date.
Mark what you paid and see each month’s history.
From couples to roommates: who paid what and who owes whom, no spreadsheet and no awkwardness.
Yearly bills like renters insurance get a reminder before they renew, so nothing catches you off guard.
Trash, dishes, bathroom: Chavinho rotates the chores (or everyone picks) and shows whether things are balanced. He does the nagging, not your roommate.
One tap, or a photo of the pantry, and it’s on the grocery list, the same one on everyone’s phone at home. And you see what you spend on groceries each month.
Snap the receipt: Chavinho reads the store, the items and the prices, you check them, and the warranty gets a reminder 30 days before it ends.
Noted! We’ll prioritize it.
Building your plan is free. Join the list and confirm your email to pay less in your first year.
$5.83 $4.17per month
Billed $49.99 upfront for the first year, for the first 500 who confirm their email. Then $69.99 a year ($5.83 a month). 58% less than 12 months of monthly.
$9.99per month
Billed $9.99 every month. Cancel anytime. Every plan starts with 7 free days.
Everyone you live with joins by invite, each on their own phone, without paying again. Couples, roommates or family. With 4 roommates, the annual plan comes to $1.46 a month each.
The first 500 people who join the list and confirm their email pay $49.99 for the first year of the annual plan, instead of $69.99. After the first year, regular pricing applies. It’s once per person, and the discount arrives at launch, at the email you confirmed.
We’re finishing the last details, for iPhone and Android. People on the waitlist get the invite first, with launch pricing.
Yes. Unlockie starts at the down payment stage, with goals and how much to save each month, and stays with you until move-in.
No. Building your plan is free. After that, you get 7 days to try everything before paying.
No. Friends send it straight to you through Venmo, Zelle or PayPal. Unlockie just keeps track of who gave what.
Yes. Invite them and you share the same list, goals and countdown. One subscription covers the whole home, whether it’s a couple, family or roommates.
Yes. Paste the product link and Unlockie pulls the name, photo and price. You always review before saving, since prices change. Friends see a "View in store" button.
Only if they want. Whoever reserves a gift chooses whether to show their name, and other guests can’t see who gave what.
They can, if you want. Turn on a group fund for a goal (down payment, moving, honeymoon) and share the link. Anyone can send money straight to you: Unlockie never touches it. You choose whether the total shows.
Yes. Each roommate joins on their own phone, and you split bills, the grocery list and household purchases, seeing who owes whom. One subscription covers everyone at home.
Yes. Put your wedding date and move-in date in one plan, with goals for the wedding, honeymoon and home together. One registry, with home essentials and honeymoon shares.
They’re rough averages from big US retailers and typical bills by home size, in 2026. They’re for planning, not a quote. In the app you swap in your own numbers.
No. Unlockie helps you organize the path. For mortgage estimates, talk to a licensed lender.
Hi, I’m Pedro.
I’m a developer from Brazil building Unlockie in public, one piece at a time. If you’re saving for a down payment, waiting on the keys or setting up a home, I want to hear from you: reply to any Unlockie email, I read them myself.
Follow along on XYou’re putting money toward the down payment this month, right?
…right?